Whether you need a one-time blueprint for a specific decision, or a coach on retainer through changing seasons — the engagement should fit the work, not the other way around.
For clients with a specific decision or transition. New baby, job change, single→two-income change, inheritance, home purchase. We build the blueprint once; you take it home.
For clients who want a coach on retainer through changing seasons. The same blueprint, refreshed each year, with quarterly check-ins as life changes.
Choose the tier that matches the work. If you’re not sure, the discovery call is the right place to figure that out.
| Project-Based | Ongoing | |
|---|---|---|
| Comprehensive written blueprint | ✓ | ✓ |
| One-Page Blueprint deliverable | ✓ | ✓ (refreshed annually) |
| Blueprint delivery meeting | ✓ (60 min) | ✓ (60 min) |
| Follow-up support | 30 days | Year-round |
| Quarterly check-ins | — | ✓ (4 / year) |
| Annual tax-positioning meeting | — | ✓ (Q4) |
| Ad-hoc decision support | — | ✓ |
| Annual benchmark review | — | ✓ |
| Best for | Specific transitions or one-time decisions | Clients navigating changing seasons |
| Pricing | $2,800 one-time | $3,600 / year |
Both tiers include these specific deliverables — the kind of thinking that gets quietly forgotten when a “coach” is really a product salesperson.
Beyond filing — we look at decisions that compound. Roth conversions, Backdoor strategies, capital gains harvesting, charitable bunching.
The forgotten document that overrides your will. We check every retirement account, every life insurance policy, every old 401(k) from a former employer.
Will, healthcare directive, POA, guardianship designation. We don’t draft them — but we make sure none of them is missing or stale.
Multi-child, multi-vehicle (529s, Coverdells, brokerage), realistic about what college will actually cost — and what your family will actually pay.
Term life, disability, umbrella liability, long-term care. The right amount, no more — and exactly when to revisit.
The reset that makes the difference between a blueprint that ages well and a blueprint that turns into a relic on your laptop.
You pay me directly — I’m never paid by product companies. No commissions, no kickbacks, no hidden incentives. What you get is guidance built around what’s best for you, not whatever pays me a referral. It’s the model where a coach’s interests genuinely align with yours.
No. I’ll recommend an investment approach as part of your blueprint — what to hold, where, in what ratios — and you’ll implement it through your existing brokerage (Vanguard, Fidelity, Schwab). That keeps fees low and keeps me focused on coaching, not on chasing returns.
Yes — it’s an area where I do some of my deepest work, and I’ve built dedicated resources for it (see the homeschool families page). That said, the core coaching process works for anyone who wants real control over cash flow and their money, regardless of your situation. The discovery call is the right place to figure out the fit.
Honest answer: it depends. If you’re in a genuine cash flow crisis, a full coaching engagement isn’t the right first move — immediate budgeting and triage is. If you’re stretched but stable, this is exactly the work that pays back fastest. Discovery call helps us figure out which one you are.
An insurance agent sells a product and is paid by commission. I get paid by you, not by a product company, for coaching. Both can be useful; they are not the same thing. If your “financial professional” only recommends products that pay them, that’s not coaching — that’s sales.
Yes. I work with clients across most of the U.S. as a coach. Confirm your state on the discovery call — if there’s ever a reason coaching isn’t the right fit for your location, we’ll figure that out together up front.
I work on a surge schedule: concentrated meeting weeks (usually 4–6 weeks per quarter) when client meetings happen, alternating with focus weeks for deep coaching work. This is how I keep the quality of every meeting high. Booking availability reflects this rhythm — if you don’t see a time that works, message me directly.
Two documents: the comprehensive written blueprint (the technical deliverable, usually 40–60 pages) and the One-Page Blueprint (the daily-use document). Plus six specific Value Adds in the project tier, plus quarterly meetings and a year of support in the ongoing tier. Plus — and this matters — the confidence that comes from knowing your blueprint is built, written down, and reviewed.
The discovery call is the easiest way to see which engagement is right — or whether we’re a fit at all.